Rates valid for the states of
Alaska, California, Colorado, Connecticut, Florida, Indiana, Massachusetts,
Montana, New Hampshire, South Carolina, Utah, and Wyoming
Please add 0.125% for loans
between $75,000 to $100,000 and 0.25% for loans below $75,000.
Conforming rates are applicable for these specific housing types and
loan limits:
under $417,000 for single family residences/condominiums
under $533,850 for 2-family homes
under $645,300 for 3-family homes
under $801,950 for 4-family homes
These rates include a lock-in protection for up to 60
days. For Information on how to lock-in a rate, click here.
Program
Rates
Points
APR
25, 30 yr
Fixed Conforming
Fixed for the lifetime of the loan. No pre-payment penalties. The most conservative and safest of all products.
5.125
3.000
5.417
5.375
2.000
5.577
5.500
1.000
5.611
5.875
0.000
5.895
6.250
-1.375
6.141
20 yr
Fixed Conforming
Fixed for the lifetime of the loan. No pre-payment penalties. Great for faster equity build up. Pay-off your loan 10 years earlier and at a lower rate. Saves over $100,000 in interest over the lifetime of the average loan.
5.125
3.000
5.52
5.250
2.000
5.522
5.375
1.000
5.524
5.750
0.000
5.776
6.125
-1.375
5.981
15 yr
Fixed Conforming
Fixed for the lifetime of the loan. No pre-payment penalties. Great for faster equity build up. Pay-off your loan in half the time and at a lower rate. Saves over $120,000 in interest over the lifetime of the average loan.
4.750
2.500
5.167
5.000
2.000
5.342
5.250
1.000
5.437
5.500
0.000
5.533
6.000
-1.375
5.82
10 yr
Fixed Conforming
Fixed for the lifetime of the loan. No pre-payment penalties. Great for faster equity build up. Pay-off your loan in one third of the time and at a lower rate. Saves over $160,000 in interest over the lifetime of the average loan.
4.875
3.000
5.538
5.000
2.000
5.44
5.250
1.000
5.47
5.500
0.000
5.5
6.000
-1.375
5.699
3/1 Adjustable Rate Mortgage
Lower fixed rate for the first 3 years. The average person kept their mortgage loan for 4.17 years in 1997-2002. Most people refinance every 3-5 years. I.e.: Lower rates, debt consolidation, college education, to open a business, etc...
4.750
2.000
5.32
4.875
1.000
5.26
5.500
0.000
5.322
5/1 Adjustable Rate
Mortgage
Lower fixed rate for the first 5 years. The average person kept their mortgage loan for 4.17 years in 1997-2002. Most people refinance every 3-5 years. I.e.: Lower rates, debt consolidation, college education, to open a business, etc...
4.750
2.000
5.253
5.000
1.000
5.258
5.500
0.000
5.358
7/1 Adjustable Rate
Mortgage
Lower fixed rate for the first 7 years. The average person kept their mortgage loan for 4.17 years in 1997-2002. Most people refinance every 3-5 years. I.e.: Lower rates, debt consolidation, college education, to open a business, etc...
These rates are for reference only and are subject to change
without notice.
Please add 0.125% for loans
between $75,000 to $100,000 and 0.25% for loans below $75,000.
Conforming rates are applicable for these specific housing types and
loan limits:
under $417,000 for single family residences/condominiums
under $533,850 for 2-family homes
under $645,300 for 3-family homes
under $801,950 for 4-family homes
These rates include a lock-in protection for up to 60
days. For Information on how to lock-in a rate, click here.
Program
Rates
Points
APR
30 yr
Fixed Conforming Interest Only
Lower monthy payments. Fixed for the lifetime of the loan. No pre-payment penalties.
5.875
2.000
6.081
6.250
1.000
6.365
6.375
0.000
6.395
3/1 Adjustable Rate
Mortgage Interest Only
Lower fixed rate for the first 3 years. Lower payments. The average person kept their mortgage loan for 4.17 years in 1997-2002. Most people refinance every 3-5 years. I.e.: Lower rates, debt consolidation, college education, to open a business, etc...
5/1 Adjustable Rate
Mortgage Interest Only
Lower fixed rate for the first 5 years. Lower payments. The average person kept their mortgage loan for 4.17 years in 1997-2002. Most people refinance every 3-5 years. I.e.: Lower rates, debt consolidation, college education, to open a business, etc...
These rates are for reference only and are subject to change
without notice.
Please call for loan amounts between $700,000 and $5,000,000
Jumbo rates are applicable for these specific housing types and loan limits:
over $417,000 for single family residences/condominiums
over $533,850 for 2-family homes
over $645,300 for 3-family homes
over $801,950 for 4-family homes
These rates include a lock-in protection for up to 60
days. For Information on how to lock-in a rate, click here.
Program
Rates
Points
APR
20 or 30 yr
Fixed Jumbo
Fixed for the lifetime of the loan. No pre-payment penalties.The most conservative and safest of all products.
5.625
2.000
5.822
5.875
1.000
5.98
6.125
0.000
6.137
6.375
-0.500
6.34
15 yr
Fixed Jumbo
Fixed for the lifetime of the loan. No pre-payment penalties. Great for faster equity build up. Pay-off your loan in half the time and at a lower rate. Saves over $250,000 in interest payments over the lifetime of the average jumbo loan.
5.375
2.000
5.707
5.750
1.000
5.926
6.125
0.000
6.145
6.500
-0.500
6.441
3/1 jumbo Adjustable Rate
Mortgage
Lower fixed rate for the first 3 years. The average person kept their mortgage loan for 4.17 years in 1997-2002. Most people refinance every 3-5 years. I.e.: Lower rates, debt consolidation, college education, to open a business, etc...
5/1 jumbo Adjustable Rate
Mortgage
Lower fixed rate for the first 5 years. The average person kept their mortgage loan for 4.17 years in 1997-2002. Most people refinance every 3-5 years. I,e.: Lower rates, debt consolidation, college education, to open a business, etc...
7/1 jumbo Adjustable Rate Mortgage
Lower fixed rate for the first 7 years. The average person kept their mortgage loan for 4.17 years in 1997-2002. Most people refinance every 3-5 years. I.e.: Lower rates, debt consolidation, college education, to open a business, etc...
These rates are for reference only and are subject to change
without notice.
Please
call for loan amounts between $700,000 and $5,000,000
Jumbo
rates are applicable for these specific housing types and loan limits:
over $417,000 for single family residences/condominiums
over $533,850 for 2-family homes
over $645,300 for 3-family homes
over $801,950
for 4-family homes
These rates include a lock-in protection for up to 60
days. For Information on how to lock-in a rate, click here.
Program
Rates
Points
APR
30 yr
Fixed Jumbo Interest Only
Low payments. No pre-payment penalties.
3/1 jumbo Adjustable Rate
Mortgage Interest Only
Lower fixed rate for the first 3 years. Lower payments. The average person kept their mortgage loan for 4.17 years in 1997-2002. Most people refinance every 3-5 years. I.e.: Lower rates, debt consolidation, college education, to open a business, etc...
5/1 jumbo Adjustable Rate
Mortgage Interest Only
Lower fixed rate for the first 5 years. Lower payments. The average person kept their mortgage loan for 4.17 years in 1997-2002. Most people refinance every 3-5 years. I.e.: Lower rates, debt consolidation, college education, to open a business, etc...
These rates are for reference only and are subject to change
without notice.
Please add 0.125% for
loans between $75,000 to $100,000 and 0.25% for loans below $75,000.
Conforming rates are applicable for these specific housing types and
loan limits:
under $417,000
for single family residences/condominiums
under $533,850 for 2-family homes
under $645,300 for 3-family homes
under $801,950 for 4-family homes
These rates include a lock-in protection for up to 60
days. For Information on how to lock-in a rate, click here.
Program
Rates
Points
APR
25, 30 yr
Fixed Conforming
Fixed for the lifetime of the loan. No pre-payment penalties. The most conservative and safest of all products.
5.500
3.000
5.806
5.750
2.000
5.964
6.000
1.000
6.122
6.375
0.000
6.403
15 yr Fixed
Conforming
Fixed for the lifetime of the loan. No pre-payment penalties. Great for faster equity build up. Pay-off your loan in half the time and at a lower rate. Saves over $120,000 in interest over the lifetime of the average loan.
5.125
3.000
5.638
5.375
2.000
5.732
5.750
1.000
5.952
6.250
0.000
6.296
These rates are for reference only and are subject to change
without notice.
